I really need help finding a good health insurance for my parents, what company should I choose? Health Remedies

I really need help finding a good health insurance for my parents, what company should I choose?  Health Remedies

I really need help finding a good health insurance for my parents, what company should I choose?

My parents are 62 and 58 years old and in good health.

Tags: choose, company, Finding, good, health, Help, insurance, need, Parents, really, should

The company is not as important as the plan. Even the “best” companies have plans, usually referred to as “basic” or “value”, that have limited benefits which may not be what your parents need. Also, not all companies write in all states and the policies of any company will vary by state. This means the best plan where your parents are now may not be the best plan if they move so it’s impossible to recommend any company.

Visit a local agent that works with all the major companies in their area. The agent can explain what you get and, more importantly, what you don’t get with any particular plan. The agent can find the best policy for their situation and budget. There is no extra charge using an agent.

Insurance Pickle.comAugust 26th, 2011 at 2:34 am

Depends on where you live. You don’t need to visit with someone because insurance shouldn’t be so complicated to require a meeting. But, you should call a broker licensed to do business where they live.

I can definitely say at that age they should be prepared to go through a lot of scrutiny if they haven’t been previously covered for too long. My suggestion would be for them to look into discount programs. They are affordable, great for “just in case”, and the health programs offer substantial savings, in some cases better than traditional insurance! You can check it out at http://www.mybenefitsplus.com/trhonda2000. My contact info is there if they have any questions.

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